🇯🇪 Auswandern nach Jersey: Steuern, Aufenthalt und Kosten

Eckdaten

Spitzensteuersatz

20%

Körperschaftsteuer

0%

Kapitalertragsteuer

0%

Vermögensteuer

Nein

Erbschaftsteuer

Nein

Lebenshaltungskosten-Index

92

Sicherheit

9/10

Internetqualität

10/10

Visumfreie Ziele

182

Ausländer dürfen Immobilien besitzen

Nein

Aufenthalt nach

6 Monate

Staatsbürgerschaft nach

5 Jahre

Steuern

Income tax is the lower of 20% of total income or 26% of income above the GBP 21,250 exemption threshold (marginal relief). Effective rate runs from 0% to a maximum of 20%. From 1 January 2026 everyone is taxed independently. No capital gains, wealth or inheritance tax. GST 5%.

Aufenthalt und Visa

Residence and work fall under the Control of Housing and Work Law. You can work on Registered or Licensed status, but full Entitled status only follows after about ten years. Wealthy migrants can be admitted faster via the 2(1)(e) high-value residency with a minimum tax of GBP 250,000 per year.

Immobilieneigentum

Home ownership is heavily regulated. Only people with Entitled or Licensed status can access qualified housing; newcomers without that status generally cannot buy and are limited to the restricted Registered rental market.

Lebenshaltung und Lebensqualität

Safe, prosperous island with a mild climate, coastal nature and a strong finance sector, but small and somewhat isolated with very high living costs and house prices. Excellent connectivity via island-wide fibre.

Reisepass und Mobilität

Residents travel on a British passport, which per the 2026 Henley index gives visa-free access to around 186 destinations. Jersey itself sits outside the EU and the customs union and is not in Schengen.

Warum Menschen nach Jersey auswandern

• Low and simple: 20% top rate, no capital gains or inheritance tax

  Jersey applies a flat maximum 20% income tax, no capital gains tax, no wealth tax and no inheritance or estate tax. Capital appreciation, including crypto held privately, is in principle untaxed.

• Marginal relief lowers the effective burden for lower incomes

  Thanks to the GBP 21,250 exemption threshold and the 26% marginal rate, lower and middle incomes pay an effective rate below 20%. Combine this with a stable British Crown Dependency, English as working language, GBP and island-wide gigabit fibre.

Ehrliche Kompromisse

• Strenge woningwetgeving onder de Control of Housing and Work Law betekent dat nieuwkomers niet zomaar een woning kunnen kopen of zelfs huren. Je hebt meestal Entitled status nodig, wat pas na ongeveer tien jaar verblijf komt, of een dure high value residency goedkeuring.
• De kosten van levensonderhoud en de huizenprijzen zijn extreem hoog. Volgens Numbeo liggen de kosten van levensonderhoud ongeveer 32 procent hoger dan in de Verenigde Staten en de huren ongeveer 33 procent hoger.
• Bovenop de inkomstenbelasting betaal je 6 procent sociale premie tot de Standard Earnings Limit en daarnaast een verplichte long term care bijdrage van 1,5 procent, samen tot bijna 9350 pond per jaar aan premies.
• De GST van 5 procent geldt op vrijwel alles, inclusief boodschappen en voedsel, zonder brede vrijstellingen zoals in veel andere landen.
• Gezondheidszorg is niet gratis op het punt van gebruik. Er is geen Britse NHS op Jersey, dus je betaalt zelf voor huisartsbezoeken en veel eerstelijnszorg.

Quellen

• PwC Worldwide Tax Summaries - Jersey - Taxes on personal income
• PwC Worldwide Tax Summaries - Jersey - Other taxes (social security, GST)
• Government of Jersey - 2026 tax allowances and reliefs
• Government of Jersey - Calculating your tax (marginal relief)
• Government of Jersey - About Social Security contributions
• Locate Jersey - Tax and contributions (high value residency, social security, long-term care)
• iCalculator - Jersey salary and income tax calculator 2026
• Numbeo - Cost of living in Jersey