🇬🇬 Auswandern nach Guernsey: Steuern, Aufenthalt und Kosten

Eckdaten

Spitzensteuersatz

20%

Körperschaftsteuer

0%

Kapitalertragsteuer

0%

Vermögensteuer

Nein

Erbschaftsteuer

Nein

Lebenshaltungskosten-Index

70

Sicherheit

9/10

Internetqualität

9/10

Visumfreie Ziele

182

Ausländer dürfen Immobilien besitzen

Ja

Aufenthalt nach

6 Monate

Staatsbürgerschaft nach

5 Jahre

Steuern

Flat 20% income tax after allowances. The 2026 personal allowance is GBP 15,200, tapered by GBP 1 for every GBP 5 above GBP 85,000. Employee (Class 1) social security is 7.5% up to an upper earnings limit of GBP 196,560/year and is not deductible. Tax caps apply only to very high incomes.

Aufenthalt und Visa

Guernsey is not an EU/EEA member and sits within the British Common Travel Area. Residence runs via employment permits (STEP/LTEP) or via Open Market housing. The path to a Permanent Resident Certificate takes about fourteen years; British naturalisation is possible after roughly six years.

Immobilieneigentum

Foreigners can buy Open Market properties, which are freely occupiable, but supply is small and expensive. The much larger Local Market is restricted to those with local qualifications.

Lebenshaltung und Lebensqualität

Safe, prosperous island with a mild climate, low violent crime and excellent internet. Healthcare is not free; residents pay for GP visits and treatment themselves.

Reisepass und Mobilität

Guernsey lies in the English Channel and is reached by ferry (Poole, Portsmouth, Saint-Malo, Jersey) and flights from its own airport. Bad weather can disrupt connections.

Warum Menschen nach Guernsey auswandern

• Low flat tax and tax caps

  Guernsey levies a flat 20% income tax with tax caps of GBP 160,000 (non-Guernsey income) and GBP 320,000 (worldwide income). There is no capital gains tax, no inheritance tax and no VAT, making it attractive for high-net-worth individuals.

• Stable, English-speaking finance centre close to Europe

  As a British Crown Dependency, Guernsey offers political and legal stability, a strong private banking sector, excellent full-fibre internet and English as the working language, within short travel distance of the UK and mainland Europe.

Ehrliche Kompromisse

• Wonen op de lokale markt is streng gereguleerd. Zonder werkvergunning of Established Resident status kun je geen woning op de Local Market kopen of huren, en het duurt ongeveer veertien jaar om een permanente verblijfsvergunning te verkrijgen.
• De kosten van levensonderhoud zijn hoog. Huren liggen ongeveer 45 procent boven het niveau in het Verenigd Koninkrijk en boodschappen zijn circa 16 procent duurder dan in het VK.
• Er is geen gratis gezondheidszorg zoals de Britse NHS. Inwoners betalen zelf voor huisartsbezoek en behandelingen, met slechts gedeeltelijke subsidies.
• Het eiland is klein en geisoleerd. Verbindingen lopen vooral via veerboten en kleine vliegvelden die bij slecht weer regelmatig uitvallen.
• Open Market woningen zijn beperkt in aantal en duur. De aantrekkelijke belastingplafonds zijn in de praktijk vooral bereikbaar voor vermogende personen.

Quellen

• PwC Worldwide Tax Summaries - Guernsey, Taxes on personal income
• PwC Worldwide Tax Summaries - Guernsey, Significant developments (2026 allowance and social security)
• PwC Worldwide Tax Summaries - Guernsey, Other taxes
• States of Guernsey - Income tax rates and allowances (2026)
• States of Guernsey - Benefit Payment and Contribution Rates 2026 (Class 1 employee 7.5%, upper earnings limit)
• States of Guernsey - Tax Cap
• Carey Olsen - Guide to Guernsey's population management regime
• Numbeo - Cost of Living in Saint Peter Port, Guernsey
• Henley Passport Index 2026 (British passport, 182 destinations)