Important Disclaimer

Libaros provides informational comparison reports based on publicly available primary sources. We are not your tax advisor, lawyer, financial advisor, immigration consultant, or fiduciary. Reading our reports or using our calculator does not create any advisory relationship between you and Libaros.

Under Dutch law (Wet op het financieel toezicht, Wft), we are explicitly outside the scope of regulated financial advice, we make no recommendations to act, invest, or relocate. We compare; we do not counsel.

We use primary government and OECD sources, dated and cited in each report. Tax rates, residency rules and visa programmes change frequently. Reports reflect the state of the law on the generation date. Information that is correct today may be obsolete tomorrow.

We use AI-assisted research with multi-stage cross-validation against verified sources, but errors and omissions are possible. Always verify critical facts with a qualified advisor in the relevant jurisdiction before acting.

Tax and residency outcomes depend on dozens of personal factors: marital status, asset structure, prior residency history, intended duration of stay, source of income, treaty positions, and more. Our reports use the inputs you provide, they cannot account for every nuance.

Two people with identical reports may experience very different real-world outcomes. Treat our reports as a starting point for your own due diligence, never as the conclusion.

We make no warranties, express or implied, about specific tax savings, visa approvals, banking outcomes, or other results of any decision you make based on our content. Past success of others does not guarantee future success for you.

Each report includes an address book with tax authorities, registries and selected service providers (e.g. Wise, Revolut, SafetyWing). Inclusion is informational, not an endorsement. We may receive a referral commission from some partners, this is disclosed in the report where applicable. The commission does not affect our methodology or selection criteria.

To the maximum extent permitted by law, our total liability arising out of or in connection with the use of our content is limited to the amount you paid Libaros for the report at issue. We are not liable for tax assessments, fines, missed opportunities, or other consequential losses arising from your decisions.

Our reports and website contain links to external sources. We are not responsible for the content, availability, or accuracy of external sites. Links do not imply endorsement of the linked party.

Always consult a qualified, licensed advisor before:

• Making any tax-residency change
• Filing tax returns in a new jurisdiction
• Restructuring your business or assets
• Applying for a visa or residency permit
• Selling real estate or transferring significant capital across borders
• Acting on any specific information in a Libaros report